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Texas Municipal Retirement System/Partial Lump Sum Distribution Rollover

Maximize What You’ve Earned, Protect What Comes Next

Making the most of your Texas Municipal Retirement System or Partial Lump Sum Distribution (PLSD) rollover is critical for long-term financial stability. At McLane Advisors, we guide Houston clients through the Houston Texas Municipal Retirement System/Partial Lump Sum Distribution Rollover process with discipline, clarity, and care.

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Understanding the Texas Municipal Retirement System

The Texas Municipal Retirement System is a statewide retirement program serving municipal employees across Texas. Participating cities customize benefits, but the Texas Municipal Retirement System generally provides retirement income based on a member’s salary, years of service, and city match. Employees contribute a set percentage of their pay, which is combined with city contributions and investment earnings to fund their retirement.

McLane Advisors Retirement Success

Navigating Partial Lump Sum Distribution

A Partial Lump Sum Distribution allows Texas Municipal Retirement System retirees to withdraw a portion of their retirement as a lump sum at the time of retirement, in exchange for a reduced monthly annuity. This option can offer immediate access to funds for significant expenses or reinvestment, but it also affects long-term income. McLane Advisors helps Houston Texas Municipal Retirement System members evaluate whether a Partial Lump Sum Distribution aligns with their financial goals and creates a plan that balances flexibility, growth, and income security.

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Why Rollover Decisions are Crucial

The Houston Texas Municipal Retirement System/Partial Lump Sum Distribution Rollover process is more than just a formality, it’s a pivotal financial decision. Mistakes can lead to significant tax penalties, lost growth potential, and long-term setbacks. That’s where McLane Advisors brings value. We remove the guesswork, reduce your tax exposure, and align your rollover with a customized retirement plan designed for lasting stability.

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Texas Municipal Retirement System/Partial Lump Sum Distribution Rollover Done Right

Houston Texas Municipal Retirement System/Partial Lump Sum Distribution Rollover services from McLane Advisors go beyond the basics. We deliver confidence, not just compliance. Every rollover strategy is tailored to your unique retirement goals, ensuring that your financial decisions are informed, intentional, and effective.

Tax-Efficient Planning

We design your Houston Texas Municipal Retirement System/Partial Lump Sum Distribution Rollover to minimize or eliminate avoidable taxes—helping you preserve more wealth and maximize your long-term financial security.

Clear Rollover Guidance

We simplify the Houston Texas Municipal Retirement System/Partial Lump Sum Distribution Rollover process, helping you avoid errors, understand your options, and move forward with clarity, confidence, and peace of mind.

Independent Investment Access

As independent advisors, we offer access to a wide selection of investments—not just in-house products—ensuring your rollover aligns with your financial goals.

Retirement-Ready Strategy

We build your Houston Texas Municipal Retirement System/Partial Lump Sum Distribution Rollover around your future. Every step is aligned with your retirement objectives to keep you on track and financially confident.

Risk Reduction without Sacrificing Growth

Our Houston Texas Municipal Retirement System/Partial Lump Sum Distribution Rollover plans are designed to reduce volatility and protect your wealth, without compromising your potential to grow and stay ahead of inflation.

Deep Public-Sector Knowledge

With years of experience serving Texas municipal employees, we bring unmatched understanding of Houston Texas Municipal Retirement System/Partial Lump Sum Distribution Rollover rules and rollover options to help protect your pension.

Personalized Client Experience

McLane Advisors treats every Houston Texas Municipal Retirement System/Partial Lump Sum Distribution Rollover as unique. We craft a strategy specific to your needs, not a one-size-fits-all solution. You’re always our priority.

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    Your Future, Your Terms: Houston Texas Municipal Retirement System/Partial Lump Sum Distribution Rollover

    Your Houston Texas Municipal Retirement System/Partial Lump Sum Distribution Rollover deserves more than a basic approach—it requires strategic execution and experienced oversight. With careful planning and personalized support, we handle the details so you can focus on what matters most, your financial future. Book your consultation today and let McLane Advisors guide you every step of the way.

    McLane Advisors Investment Services

    A trusted name in Montgomery for three generations, offering expertly tailored Houston pension planning to ensure security for clients across Texas and 23 other states.

    Address

    MONTGOMERY
    18001 Hwy 105 W, Suite 108
    Montgomery, TX 77356

    TOMBALL
    14015 Park Dr, Suite 111
    Tomball, TX 77377

    Phone Number

    Todd and Chad McLane
    Phone: (800) 204-6020
    Local: (281) 357-0874
    Fax: (888) 326-6292

    Social Media

    Hours of Operation

    Monday 8:30am - 4:30pm
    Tuesday 8:30am - 4:30pm
    Wednesday 8:30am - 4:30pm
    Thursday 8:30am - 4:30pm
    Friday 8:30am - 2:00pm
    Saturday CLOSED
    Sunday CLOSED

    Securities and advisory services offered through Centaurus Financial, Inc.  Member of FINRA http://www.finra.org/index.htm and SIPC http://www.sipc.org/.  A Registered Investment Advisor. Supervisory office: 540 Fort Evans Rd NE, STE. 200 Leesburg, VA 20176, 714-456-1790. McLane Advisors and Centaurus Financial, Inc. are not affiliated. This is not an offer to sell securities, which may be done after proper delivery of a prospectus and client suitability has been reviewed and determined. Information relating to securities is intended for use by individuals residing in TX,AL,AR,AZ,CA,CO,FL,GA,IA,ID,LA,MD,MO,MS,NC,NM,OH,OK,OR,PA,SC,TN,TX,UT,VA,WA,WI,WV.

    Securities and advisory services offered through Centaurus Financial, Inc.  Member of FINRA http://www.finra.org/index.htm and SIPC http://www.sipc.org/.  A Registered Investment Advisor. Supervisory office: 540 Fort Evans Rd NE, STE. 200 Leesburg, VA 20176, 714-456-1790. McLane Advisors and Centaurus Financial, Inc. are not affiliated. This is not an offer to sell securities, which may be done after proper delivery of a prospectus and client suitability has been reviewed and determined. Information relating to securities is intended for use by individuals residing in TX,AL,AR,AZ,CA,CO,FL,GA,IA,ID,LA,MD,
    MO,MS,NC,NM,OH,OK,OR,PA,SC,TN,TX,
    UT,VA,WA,WI,WV.