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Self Employed Retirement Planning in Houston, TX

Secure Your Future as You Build Your Business Today

Being your own boss gives you freedom, but also responsibility. At McLane Advisors, we understand the weight of securing your future while building your present. Our self employed retirement planning in Houston, TX is designed to help you align earnings with goals, reduce taxes, and prepare for retirement.
McLane Advisors supports the individuals who maintain Houston’s vital infrastructure. Our Houston public works employees retirement planning is tailored to protect your pension and strengthen your future. With decades of municipal retirement experience, we’re here to help you retire with confidence.
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McLane Advisors Investment Services Divider

How Planning Today Shapes Tomorrow’s Value

Self-employed professionals often focus on running their business and overlook retirement. But without traditional benefits, your future depends on proactive steps today. A smart structure not only lowers taxes but builds wealth and security far beyond your final paycheck.
McLane Advisors Retirement Success

Flexible Plans Built for You

From SEP IRAs to Solo 401Ks, we help you explore flexible, scalable retirement accounts. Our team aligns each recommendation with your cash flow, long-term goals, and risk profile so your plan fits today’s needs and tomorrow’s dreams.
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McLane Advisors Financial Guidance

Save on Taxes Today and Tomorrow

Smart self employed retirement planning in Houston, TX helps lower taxable income now while growing assets for the future. Whether you're a sole proprietor or LLC, we design tax-advantaged strategies that benefit your business and protect your future.
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McLane Advisors Clients

Maximize Every Dollar You Earn

We help ensure your retirement contributions work as hard as you do. With compound growth, structured contributions, and strategic asset allocation, we help you maximize returns without overextending your current resources.
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Plan Options That Fit Your Structure

Whether you’re a sole proprietor, LLC, or S Corp, your plan needs to fit your business. McLane Advisors simplifies complex options like SEP IRAs, Solo 401Ks, and Roth alternatives. We give you clear answers and a retirement plan you can grow with.

Retirement Planning for Freelancers

Freelancers face inconsistent income and irregular tax burdens. Our plans are designed with flexibility in mind: you can adjust contributions as needed, stay compliant, and build long-term wealth no matter how your business ebbs and flows.

Strategies for Solo 401Ks

Solo 401Ks offer high contribution limits, Roth options, and loan features; ideal for high-earning individuals with no employees. We guide setup, compliance, and long-term strategy so you don’t miss out on powerful wealth-building tools.

SEP IRAs: Simple and Powerful

If you want an easy, low-admin retirement plan, SEP IRAs offer high contribution potential with minimal paperwork. We’ll show you how to structure and fund it to maximize savings while keeping operations simple.

Roth Options for Tax-Free Growth

Depending on your tax bracket and goals, Roth contributions may give you tax-free growth and tax-free withdrawals. We help you explore if Roth Solo 401Ks or backdoor Roth strategies make sense for your situation.

Retirement as a Business Asset

Planning for retirement isn’t just personal, it strengthens your business. A strong plan can support hiring, improve stability, and offer you the confidence to take bolder steps with your company’s future.

    What My Investment Could Be Worth?

    This growth projection is based on a $65,000 seed with annual contributions of $6,500 and a 7% annual return. Based on your time horizon, your seed fund could be worth $200K in year 10 or almost $500K by year 20, generating a yearly interest of $14k or $35k, respectively.

    In addition to pension proceeds, savings, and other sources of income, this projection shows how proactive planning can turn regular contributions into a substantial retirement fund.
    Year Start Balance Total Contribution End Balance Annual Interest Earned Total Interest Earned
    1 $65,000 $71,500 $75,075 $3,575 $3,575
    5 $114,330 $97,500 $129,288 $8,458 $31,788
    10 $200,350 $130,000 $221,329 $14,479 $91,329
    15 $320,997 $162,500 $350,422 $22,925 $187,922
    20 $490,212 $195,000 $531,482 $34,770 $336,482
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    Reliable Guidance for Self Employed Retirement Planning in Houston, TX

    At McLane Advisors, we help clients from all over Texas design flexible, tax-smart strategies that reflect how they earn and how they live. With self employed retirement planning in Houston, TX, we bring clarity, honesty, and structure to your financial future. Let’s simplify what seems complex, contact us today to schedule your personalized consultation.
    McLane Advisors Investment Services

    A trusted name in Montgomery for three generations, offering expertly tailored Houston pension planning to ensure security for clients across Texas and 23 other states.

    Address

    MONTGOMERY
    18001 Hwy 105 W, Suite 108
    Montgomery, TX 77356

    TOMBALL
    14015 Park Dr, Suite 111
    Tomball, TX 77377

    Phone Number

    Todd and Chad McLane
    Phone: (800) 204-6020
    Local: (281) 357-0874
    Fax: (888) 326-6292

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    Hours of Operation

    Monday 8:30am - 4:30pm
    Tuesday 8:30am - 4:30pm
    Wednesday 8:30am - 4:30pm
    Thursday 8:30am - 4:30pm
    Friday 8:30am - 2:00pm
    Saturday CLOSED
    Sunday CLOSED

    Securities and advisory services offered through Centaurus Financial, Inc.  Member of FINRA http://www.finra.org/index.htm and SIPC http://www.sipc.org/.  A Registered Investment Advisor. Supervisory office: 540 Fort Evans Rd NE, STE. 200 Leesburg, VA 20176, 714-456-1790. McLane Advisors and Centaurus Financial, Inc. are not affiliated. This is not an offer to sell securities, which may be done after proper delivery of a prospectus and client suitability has been reviewed and determined. Information relating to securities is intended for use by individuals residing in TX,AL,AR,AZ,CA,CO,FL,GA,IA,ID,LA,MD,MO,MS,NC,NM,OH,OK,OR,PA,SC,TN,TX,UT,VA,WA,WI,WV.

    Securities and advisory services offered through Centaurus Financial, Inc.  Member of FINRA http://www.finra.org/index.htm and SIPC http://www.sipc.org/.  A Registered Investment Advisor. Supervisory office: 540 Fort Evans Rd NE, STE. 200 Leesburg, VA 20176, 714-456-1790. McLane Advisors and Centaurus Financial, Inc. are not affiliated. This is not an offer to sell securities, which may be done after proper delivery of a prospectus and client suitability has been reviewed and determined. Information relating to securities is intended for use by individuals residing in TX,AL,AR,AZ,CA,CO,FL,GA,IA,ID,LA,MD,
    MO,MS,NC,NM,OH,OK,OR,PA,SC,TN,TX,
    UT,VA,WA,WI,WV.