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Houston Police Retirement Planning

Protect What You’ve Earned

McLane Advisors supports law enforcers in all of Texas with strategic retirement planning guidance. We honor the sacrifices you’ve made in service by protecting what you’ve earned. Our approach is designed to secure your pension and give you the confidence to step into retirement with clarity and purpose.
McLane Advisors supports law enforcers in all of Texas with strategic retirement planning guidance. We honor the sacrifices you’ve made in service by protecting what you’ve earned. Our approach is designed to secure your pension and give you the confidence to step into retirement with clarity and purpose.
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McLane Advisors Retirement Success

Your Pension Deserves a Trusted Strategy

Police retirement systems are intricate with specialized options like Deferred Retirement Option Plans (DROP), Partial Lump Sum Distribution (PLSD) rollovers, and multi-tier pension structures. These benefits can be powerful when used strategically. McLane’s Houston Police retirement planning brings decades of public-sector knowledge to ensure your retirement strategy aligns with your long-term goals.
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Guidance for Those Who Protect Us

Through personalized Houston Police retirement planning, McLane Advisors delivers long-term support, public-sector insight, and financial strategies tailored to our honorable men and women in blue from all of Texas.

Law Enforcement Pension Expertise

We’ve worked with thousands of officers across Texas, giving us unmatched knowledge of how to optimize police retirement benefits and navigate unique municipal plans.

DROP & PLSD Planning Support

We simplify Deferred Retirement Option Plan choices and help structure PLSD rollovers to preserve value and avoid early withdrawal consequences.

Retirement Income Structuring

We align income from pensions, DROP, IRAs, and other sources to ensure stable, tax-efficient monthly income that supports your lifestyle in retirement.

Survivor and Legacy Planning

McLane Advisors provides structured planning to protect spouses and heirs with survivor benefit analysis, beneficiary strategies, and estate coordination.

Tax-Efficient Distribution Plans

Improperly timed withdrawals can trigger tax hits. We develop withdrawal strategies that minimize taxes while meeting your income needs.

Post-Retirement Investment Support

We help manage retirement savings after service, creating conservative but growth-minded portfolios to help your money last throughout retirement.

Public Safety-Focused Advice

McLane Advisors brings decades of experience serving law enforcement and understands the career-specific nuances that affect your financial life.

    What My Investment Could Be Worth?

    This growth projection is based on a $65,000 fund with annual contributions of $6,500 and a 7% annual return. Based on your time horizon, your fund could be worth $200K in year 10 or almost $500K by year 20, generating a yearly interest of $14k or $35k, respectively.

    In addition to pension proceeds, savings, and other sources of income, this projection shows how proactive planning can turn regular contributions into a substantial retirement fund.
    Year Start Balance Total Contribution End Balance Annual Interest Earned Total Interest Earned
    1 $65,000 $71,500 $75,075 $3,575 $3,575
    5 $114,330 $97,500 $129,288 $8,458 $31,788
    10 $200,350 $130,000 $221,329 $14,479 $91,329
    15 $320,997 $162,500 $350,422 $22,925 $187,922
    20 $490,212 $195,000 $531,482 $34,770 $336,482
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    Houston Police Retirement Planning You Can Trust

    Backed by decades of experience and specialized knowledge in public-sector retirement, McLane Advisors offers Houston Police retirement planning that protects your pension and honors your service. Schedule your consultation today.
    McLane Advisors Investment Services

    A trusted name in Montgomery for three generations, offering expertly tailored Houston pension planning to ensure security for clients across Texas and 23 other states.

    Address

    MONTGOMERY
    18001 Hwy 105 W, Suite 108
    Montgomery, TX 77356

    TOMBALL
    14015 Park Dr, Suite 111
    Tomball, TX 77377

    Phone Number

    Todd and Chad McLane
    Phone: (800) 204-6020
    Local: (281) 357-0874
    Fax: (888) 326-6292

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    Hours of Operation

    Monday 8:30am - 4:30pm
    Tuesday 8:30am - 4:30pm
    Wednesday 8:30am - 4:30pm
    Thursday 8:30am - 4:30pm
    Friday 8:30am - 2:00pm
    Saturday CLOSED
    Sunday CLOSED

    Securities and advisory services offered through Centaurus Financial, Inc.  Member of FINRA http://www.finra.org/index.htm and SIPC http://www.sipc.org/.  A Registered Investment Advisor. Supervisory office: 540 Fort Evans Rd NE, STE. 200 Leesburg, VA 20176, 714-456-1790. McLane Advisors and Centaurus Financial, Inc. are not affiliated. This is not an offer to sell securities, which may be done after proper delivery of a prospectus and client suitability has been reviewed and determined. Information relating to securities is intended for use by individuals residing in TX,AL,AR,AZ,CA,CO,FL,GA,IA,ID,LA,MD,MO,MS,NC,NM,OH,OK,OR,PA,SC,TN,TX,UT,VA,WA,WI,WV.

    Securities and advisory services offered through Centaurus Financial, Inc.  Member of FINRA http://www.finra.org/index.htm and SIPC http://www.sipc.org/.  A Registered Investment Advisor. Supervisory office: 540 Fort Evans Rd NE, STE. 200 Leesburg, VA 20176, 714-456-1790. McLane Advisors and Centaurus Financial, Inc. are not affiliated. This is not an offer to sell securities, which may be done after proper delivery of a prospectus and client suitability has been reviewed and determined. Information relating to securities is intended for use by individuals residing in TX,AL,AR,AZ,CA,CO,FL,GA,IA,ID,LA,MD,
    MO,MS,NC,NM,OH,OK,OR,PA,SC,TN,TX,
    UT,VA,WA,WI,WV.