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Houston Firemen Retirement Planning

Retire Ready. Stay in Control.

McLane Advisors recognizes the sacrifices that firefighters across Texas make—and we’re committed to protecting the retirement you’ve earned. Through our Houston firemen retirement planning, we help you secure your pension, minimize unnecessary risks, and build a clear financial roadmap for your future.
McLane Advisors recognizes the sacrifices firefighters across Texas make—and we’re committed to protecting the retirement you’ve earned. Through our Houston firemen retirement planning, we help you secure your pension, minimize unnecessary risks, and build a clear financial roadmap for your future.
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McLane Advisors Retirement Success

Your Service Deserves Financial Clarity

Public safety retirement systems come with many moving parts. Deferred Retirement Option Plans, Partial Lump Sum Distribution rollovers, and survivor options can feel overwhelming, and the decisions you make today define your future. That’s where Houston firemen retirement planning comes in. We provide clarity and ensure every part of your retirement plan supports the stable future you deserve.
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Built to Serve Those Who Serve Others

With deep experience in municipal pensions and public sector benefits, our Houston firemen retirement planning are built specifically for first responders in all of Texas. We don’t offer one-size-fits-all plans, our guidance is tailored to the unique demands of your career.

Deep Knowledge of DROP & PLSD Options

We help you understand Deferred Retirement Option Plans and lump sum distributions—ensuring you choose what aligns with your goals and life stage.

Pension Income Optimization

We evaluate your service credits, retirement eligibility, and payout scenarios to determine the best time and structure for drawing your benefits.

Tax-Efficient Withdrawals

Avoid unnecessary tax burdens by structuring your retirement income and rollovers strategically, using proven tax-efficient distribution models.

Rollover & Account Transitioning

We manage transfers from your pension or DROP account into IRAs or other vehicles—maximizing returns while maintaining IRS compliance.

Survivor & Spousal Benefit Planning

Ensure your spouse and family are protected with structured survivor benefits, legacy strategies, and seamless estate integration.

Investment Strategy Beyond the Pension

We develop a personalized investment plan to complement your pension income and grow your retirement assets for lasting stability.

Long-Term Support from Public-Sector Experts

We’ve worked with firefighters and public servants for decades—our team understands your benefits system and designs plans that reflect your unique path.

    Sample Retirement
    Investment Table

    What My Investment Could Be Worth?
    This growth projection is based on a $65,000 seed with annual contributions of $6,500 and a 7% annual return. Based on your time horizon, your seed fund could be worth $200K in year 10 or almost $500K by year 20, generating a yearly interest of $14k or $35k, respectively.

    In addition to pension proceeds, savings, and other sources of income, this projection shows how proactive planning can turn regular contributions into a substantial retirement fund.
    Year Start Balance Total Contribution End Balance Annual Interest Earned Total Interest Earned
    1 $65,000 $71,500 $75,075 $3,575 $3,575
    5 $114,330 $97,500 $129,288 $8,458 $31,788
    10 $200,350 $130,000 $221,329 $14,479 $91,329
    15 $320,997 $162,500 $350,422 $22,925 $187,922
    20 $490,212 $195,000 $531,482 $34,770 $336,482
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    Houston Firemen Retirement Planning with Purpose

    With decades of experience in municipal systems across Texas, McLane Advisors delivers Houston firemen retirement planning tailored to your service and future goals. Trusted by first responders in all of Texas, we offer clarity, care, and strategy. Schedule your personalized consultation today.
    McLane Advisors Investment Services

    A trusted name in Montgomery for three generations, offering expertly tailored Houston pension planning to ensure security for clients across Texas and 23 other states.

    Address

    MONTGOMERY
    18001 Hwy 105 W, Suite 108
    Montgomery, TX 77356

    TOMBALL
    14015 Park Dr, Suite 111
    Tomball, TX 77377

    Phone Number

    Todd and Chad McLane
    Phone: (800) 204-6020
    Local: (281) 357-0874
    Fax: (888) 326-6292

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    Hours of Operation

    Monday 8:30am - 4:30pm
    Tuesday 8:30am - 4:30pm
    Wednesday 8:30am - 4:30pm
    Thursday 8:30am - 4:30pm
    Friday 8:30am - 2:00pm
    Saturday CLOSED
    Sunday CLOSED

    Securities and advisory services offered through Centaurus Financial, Inc.  Member of FINRA http://www.finra.org/index.htm and SIPC http://www.sipc.org/.  A Registered Investment Advisor. Supervisory office: 540 Fort Evans Rd NE, STE. 200 Leesburg, VA 20176, 714-456-1790. McLane Advisors and Centaurus Financial, Inc. are not affiliated. This is not an offer to sell securities, which may be done after proper delivery of a prospectus and client suitability has been reviewed and determined. Information relating to securities is intended for use by individuals residing in TX,AL,AR,AZ,CA,CO,FL,GA,IA,ID,LA,MD,MO,MS,NC,NM,OH,OK,OR,PA,SC,TN,TX,UT,VA,WA,WI,WV.

    Securities and advisory services offered through Centaurus Financial, Inc.  Member of FINRA http://www.finra.org/index.htm and SIPC http://www.sipc.org/.  A Registered Investment Advisor. Supervisory office: 540 Fort Evans Rd NE, STE. 200 Leesburg, VA 20176, 714-456-1790. McLane Advisors and Centaurus Financial, Inc. are not affiliated. This is not an offer to sell securities, which may be done after proper delivery of a prospectus and client suitability has been reviewed and determined. Information relating to securities is intended for use by individuals residing in TX,AL,AR,AZ,CA,CO,FL,GA,IA,ID,LA,MD,
    MO,MS,NC,NM,OH,OK,OR,PA,SC,TN,TX,
    UT,VA,WA,WI,WV.