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Houston Safe Harbor 401K Plans

Strengthen Retirement, Empower Your Team

A well-structured retirement plan shows your employees that their future matters. With safe harbor 401K plans, McLane helps business owners across Texas build loyalty and long-term financial stability within their teams. Our hands-on approach allows you to offer competitive retirement benefits.
A well-structured retirement plan shows your employees that their future matters. With safe harbor 401K plans, McLane helps business owners across Texas build loyalty and long-term financial stability within their teams. Our hands-on approach allows you to offer competitive retirement benefits.
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McLane Advisors Retirement Success

Why Every Business Needs This Solution

Choosing the right 401K structure can be the difference between a benefit and a burden that causes confusion. Houston safe harbor 401K plans eliminate the need for Texas IRS nondiscrimination testing and reduce the chances of compliance issues. Without expert guidance, it’s easy to overlook tax advantages or set up plans incorrectly. McLane Advisors ensures everything runs smoothly from day one.
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The McLane Advantage: Plan with Purpose

Choosing McLane Advisors for your Houston safe harbor 401K plans offers more than just completing paperwork. It provides confidence, strategic tax efficiency, and personalized service you can rely on. Trusted by various businesses in all of Texas, we create plans that promote long-term growth and simplify compliance.

IRS Testing Relief

Safe Harbor 401K Plans eliminate complex IRS nondiscrimination testing, simplifying compliance and keeping your plan penalty-free and easy to manage year-round.

Tax-Deductible Contributions

Employer contributions are fully tax-deductible, providing long-term savings that reduce your business’s tax burden and help fund growth or future retirement goals.

Employee Attraction & Retention

Offering Safe Harbor 401K Plans shows employees you're invested in their future—helping you attract quality talent and reduce costly turnover.

Avoid Refunds to HCEs

Safe Harbor plans protect high earners from contribution caps or refund limits, allowing full participation and reducing frustration among top performers.

Easy Administration

McLane Advisors streamlines setup, maintenance, and compliance so you can focus on your business—not paperwork, testing, or managing complex retirement plan rules.

Custom Matching Options

We tailor your match strategy to fit your budget and goals—ensuring the plan is both meaningful for your team and manageable for your business.

Long-Term Financial Planning

Your Safe Harbor 401K becomes part of a broader financial strategy. We align it with business goals and personal retirement needs for lasting impact.
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    Houston Safe Harbor 401K Plans Built for Success

    With decades of experience, McLane Advisors provides Houston safe harbor 401K plans designed to support your business goals for clients across Texas. We work closely with you to align your retirement offerings with your company culture, tax planning needs, and growth trajectory. Let’s build a smarter, more secure future, starting with your team’s retirement. Book your consultation today.
    McLane Advisors Investment Services

    A trusted name in Montgomery for three generations, offering expertly tailored Houston pension planning to ensure security for clients across Texas and 23 other states.

    Address

    MONTGOMERY
    18001 Hwy 105 W, Suite 108
    Montgomery, TX 77356

    TOMBALL
    14015 Park Dr, Suite 111
    Tomball, TX 77377

    Phone Number

    Todd and Chad McLane
    Phone: (800) 204-6020
    Local: (281) 357-0874
    Fax: (888) 326-6292

    Social Media

    Hours of Operation

    Monday 8:30am - 4:30pm
    Tuesday 8:30am - 4:30pm
    Wednesday 8:30am - 4:30pm
    Thursday 8:30am - 4:30pm
    Friday 8:30am - 2:00pm
    Saturday CLOSED
    Sunday CLOSED

    Securities and advisory services offered through Centaurus Financial, Inc.  Member of FINRA http://www.finra.org/index.htm and SIPC http://www.sipc.org/.  A Registered Investment Advisor. Supervisory office: 540 Fort Evans Rd NE, STE. 200 Leesburg, VA 20176, 714-456-1790. McLane Advisors and Centaurus Financial, Inc. are not affiliated. This is not an offer to sell securities, which may be done after proper delivery of a prospectus and client suitability has been reviewed and determined. Information relating to securities is intended for use by individuals residing in TX,AL,AR,AZ,CA,CO,FL,GA,IA,ID,LA,MD,MO,MS,NC,NM,OH,OK,OR,PA,SC,TN,TX,UT,VA,WA,WI,WV.

    Securities and advisory services offered through Centaurus Financial, Inc.  Member of FINRA http://www.finra.org/index.htm and SIPC http://www.sipc.org/.  A Registered Investment Advisor. Supervisory office: 540 Fort Evans Rd NE, STE. 200 Leesburg, VA 20176, 714-456-1790. McLane Advisors and Centaurus Financial, Inc. are not affiliated. This is not an offer to sell securities, which may be done after proper delivery of a prospectus and client suitability has been reviewed and determined. Information relating to securities is intended for use by individuals residing in TX,AL,AR,AZ,CA,CO,FL,GA,IA,ID,LA,MD,
    MO,MS,NC,NM,OH,OK,OR,PA,SC,TN,TX,
    UT,VA,WA,WI,WV.